DO YOU ever wish you could live the life of the rich and famous but not sure how much it would really cost? 

According to the data visualisation site Plumplot the average salary for someone living in South Oxfordshire during 2019 was £37k.

These mega-mansions are some of the most expensive in the area and the deposits alone cost the same as many of our homes.

But would any of us be in the running for one of these properties and how long would it even take us to pay the mortgage?

Well, look no further - these are the five most expensive homes on the market right now and this is how much you would need to earn to live there: 

Lincombe Lane, Boars Hill, Oxford

Witney Gazette:

Cost of the house: £5,500,000

10% deposit: £550,000

Minimum salary needed: £251,760 per year 

Total salary when mortgage is 28% of total: £899,142

This impressive 'prestige home' has a prime spot in the enviable and highly sought after location of Boars Hill. 

The spectacular gated home has seven bedrooms, seven bathrooms and four large reception rooms - it is the ideal place for a fancy soiree. 

Arranged across four floors this 14,000 square foot property is not yet fully built. 

The minimum salary (after tax) needed to pay the mortgage alone is £320,196 but this does not take into consideration any bills or living expenses. 

It would take more than six and-a-half years for the average person from Oxford to pay off just one year's mortgage on this house. 

Foscot, Chipping NortonWitney Gazette:

Cost of the house: £3,850,000

10% deposit: £385,000

Minimum salary needed: £176,232 per year 

Total salary when mortgage is 28% of total: £629,400

Old Foxcote Farmhouse sits within 7.17 acres of land and boasts a stable, dutch barn, tractor barn and a range of outbuildings. 

The property has been granted planning permission to create a substantial country residence including a large kitchen extension to the current farmhouse, conversion of barns to secondary accommodation and a party barn, garaging for 12 cars and a gym/media complex. 

If you've got the money to splash out on this place, you could really turn it into the rockstar's paradise. 

It would take ten and-a-half years to pay off just one year's mortgage on this house

Saverton Road, Summertown

Witney Gazette:

Cost of the house: £3,600,000

10% deposit: £360,000 

Minimum salary needed: £164,784 per year

Total salary when mortgage is 28% of total: £588,514

This six-bedroom semi-detached house in the heart of Summertown is the ideal location for a family looking to stay close to the city centre.

Originally built in 1912 the house was the former residence of Hilda Padel, the great-granddaughter of Charles Darwin. 

The property has been recently extended and renovated to bring it up to date for comfortable and modern family living.

Many people would describe this as this 'dream' home but would you be willing to fork out more than four years salary just to pay off the first year's mortgage?

Banbury Road, Central North Oxford

Witney Gazette:

Cost of the house: £3,500,000

10% deposit: £350,000

Minimum salary needed: £160,212 per year

Total salary when mortgage is 28% of total: £572,185

In an exceptional city central location, this Victorian house is within walking distance to the centre of town and is close to North Parade and University Parks. 

The property has seven large bedrooms and five bathrooms plus five reception rooms. 

Lovingly restored the property retains many period features such as open fireplaces, cornicing and original floors whilst being contemporary in feel and style. 

It would take more than four years to pay off just one year's mortgage on this house. 

Noke, Oxford

Witney Gazette:

Cost of the house: £ 3,000,000

10% deposit: £300,000

Minimum salary needed: £137,328

Total salary when mortgage is 28% of total: £490,457

Sitting in the gorgeous village of Noke this 17th century period home boasts eight bedrooms and a separate cottage.

The county pad had the added bonus of a swimming pool and a range of outbuildings and barns as well as the potential for equestrian facilities - making it the country bumpkin's dream. 

It would take someone on £37k more than three-and-a-half years to afford one year's mortgage payments on this house. 

Advice from property market analysts, Hometrack, states that we should aim to keep our mortgage payments to less than 28 per-cent of our total monthly income - to ensure we have enough money for living expenses and savings.

David Ross, Managing Director at Hometrack said: "Ultimately lenders will be focused on your creditworthiness and whether you can afford your repayments. To do this they will look at what your income is and any outgoings you have.

"Generally lenders will lend up to 2.5x your gross annual salary but this can vary depending on a number of factors including the amount borrowed, the size of your deposit, the interest rates available and how long you wish to borrow the money for."

However, the longer you borrow money, while more affordable, will cost you more in the long run. 

Would you want to live in any of these homes? Let us know in the comments.